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Click here to see how Guaranty Bank & Trust Co. protects your privacy.

 

CHECKING

Guaranty Bank & Trust Co. offers many different checking accounts to fit your individual needs.

PERSONAL CHECKING ACCOUNTS

 

Free and Easy Checking*

  • $500 to open account
  • No monthly service charge
  • Check safekeeping
  • Free Online Banking
  • Free Telephone Banking

 * Free and Easy Checking Accounts are excluded from $ 30.00 fee

if an account closes within 90 days.

Regular Checking

  • $100 to open account

  • Monthly service charge calculated on minimum balance

$900 - over

No Fee

$500 - 899.99

$7

$0 - 499.99

$10
  • Check images returned in your monthly statement

  • Free Online Banking

  • Free Online Billpay Service

  • Free Telephone Banking

 

Interest Checking - Now Account

  • $100 to open account

  • Balance below $1,500 - $10 fee

  • Interest paid monthly on balance

  • Up to 30 checks per month - no charge

  • Over 30 checks per month - $.25 per check

  • Check images returned in your monthly statement

  • Free Online Banking

  • Free Online Billpay Service

  • Free Telephone Banking

See Deposit Rates Page for interest rate information

Premium Checking

This account offers the highest earning rates and unlimited access to your money.
  • $ 25,000 to open account
  • Balance below $25,000 - $25 fee
  • Interest paid monthly on balance - Tiered rate account
    $ 0.00     $ 24,999.99
    $ 25,000.00     $ 49,999.99
    $ 50,000.00     $ 99,999.99
    $ 100,000.00      

        and up

  • Free debit card
  • 200 checks per year - no fee
  • Check images returned in your monthly statement
  • Free Online Banking

  • Free Online Billpay Service

  • Free Telephone Banking

 

*See Deposit Rates Page for interest rate information

Prime 50 (for customers over 50 years of age)

  • $100 to open account
  • Balance below $1,000 - $3 fee
  • Interest paid monthly on balances above $2,500
  • 200 special members checks per year - no fee
  • Exceptional savings on other bank products and services for members
  • Check images returned in your monthly statement
  • Free Online Banking

  • Free Online Billpay Service

  • Free Telephone Banking

*See Deposit Rates Page for interest rate information

Prime 50 Plus (for customers over 50 years of age)

  • Prime 50 Plus Checking receives all the Prime 50 Checking benefits
    ...plus outstanding extras for only $4 per month
    (Subject to minimum balance requirements as described in Prime 50 Checking.)
  • Free Online Banking

  • Free Online Billpay Service

  • Free Telephone Banking

*See Deposit Rates Page for interest rate information

*Checking Accounts are subject to a $30.00 fee if an account closes within 90 days.

 

 

Managed by: Complete Network Management, Inc.