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COMMERCIAL ACCOUNTS

 

Regular Business Checking

For sole proprietorships, partnerships, and corporations.

With Business Checking, your monthly service charge is calculated on checks and debits paid, checks deposited and maintenance charge.

Checks/debits   $ .10 per item
Checks deposited   $ .10 per item
Maintenance charge        $

10.00

These charges may be offset by an earnings credit based on 2% above Guaranty Bank's Regular Savings Rate, which is calculated on the accounts lowest balance for the month. If your earnings credit allowance exceeds the account charges for the statement period, there is no service charge.

*See Deposit Rates Page for interest rate information

Business Link Checking

Business Link Checking is just the right account for building a relationship with Guaranty Bank.

  • Maintain an average balance of $10,000 or more in related business checking and savings and we'll waive your fees

  • Maintenance fee if relationship is not maintained - $10

  • Up to 250 deposited checks/debits per month - No charge

  • Over 250 deposited checks/debits per month - $.20 per item

  • 75 checks paid per month - No charge

  • Over 75 checks paid per month - $.20 per item

  • Checks returned in your monthly statement

 

Business Checking With Interest

This account is designed to meet the needs of your business and earns an attractive rate of interest. This account is available for sole proprietorships and certain non-profit organizations.

  • $5,000 to open account

  • Interest compounded daily and credited monthly

  • Each month your account is charged the following:

    Checks/debits  $   .15 per item
    Checks deposited  $   .15 per item
    Maintenance charge       $   10.00

*See Deposit Rates Page for interest rate information

Guaranty Growth Money Works

Growth Money Works offers the perfect mix of security, flexibility and high rate of return. Limited check writing makes this an ideal account for savings & investment.

  • Minimum opening balance is $25,000.00 or above

  • Interest paid monthly on balance - Tiered rate account
    $ 0.00     $ 24,999.99
    $ 25,000.00     $ 49,999.99
    $ 50,000.00     $ 99,999.99
    $ 100,000.00      

        and up

  • Minimum daily balance $25,000.00 or above....No Fee

  • Minimum daily balance below $25.000.00....$25.00

  • Allowed six withdrawals (3rd party checks, draft, debit card or similar order to 3rd party) per statement cycle.  Service charges apply for each excessive withdrawals....$ 10

Interest rates are variable.  The Bank may, at its discretion, change the interest rate on the account.

 

*See Deposit Rates Page for interest rate information

Business Link Money Works Account

This account lets you take advantage of interest earnings with limited check writing and easy access to your money.

  • $2,500 to open account

  • Balance below $2,500 - $10.00

  • Allowed six withdrawals (3rd party checks, draft, debit card or similar order to 3rd party) per statement cycle.  Service charges apply for each excessive withdrawals....$ 10
  • Unlimited withdrawals from this account in person

  • Earns interest - paid monthly on the daily balances above $2,500

*See Deposit Rates Page for interest rate information

Managed by: Complete Network Management, Inc.